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Electric Bike Finance

We spread the cost to suit your needs, you ride now and pay later!


We offer finance deals through V12 finance. We have a selection of packages tailored specifically for your electric bike buying needs. Typical 0% APR finance deals are available for periods of 6 to 18 months depending on the total amount of credit required. 

0% finance cannot be used in conjunction with any other offer and all finance can only be used on electric bike purchases.







Electric Bike Finance Example

0% Finance Example


This example shows the repayments on a 0% interest rate, with a deposit of £500 and the remaining balance split on credit over 18 months. Our finance offers no hidden costs or arrangement fees. 

Bike Cost £3199 - £500 Deposit = £2699.99 / 18 months @ 0% = £149 p/m

We also offer eBike finance packages from 24 to 48 months at 15.9% APR (interest rate may vary). Just a few minutes giving the required details and you could afford that bike, custom build & those accessories you have always wanted. Or go for the model above and split the payments to make it easier on the pocket.

The maximum amount of finance processed in a single transaction on any electric bike is £15,000. The minimum deposit is 10%. (The bigger your deposit, the smaller your monthly repayments).

On each bike page you can click 'Finance Available' beneath the add to cart button. Here you can select your preferred options, including deposit and payment terms. This online calculator will automatically calculate the monthly payments & any costs involved. 




Checkout with our eBike Finance


You can split the cost of your electric bike purchase with our finance options in 4 simple steps. Please follow the below:

Shop eBike Finance

1) Shop for your bike

Add your electric bike to the basket, along with any accessories you require.

Electric bike finance terms

2) Choose your terms

Select 'V12 Finance' in step 5 of the checkout and choose your payment terms.

V12 Electric bike finance application

3) Fill in application

Fill in a few questions about yourself to complete your finance application online.

Electric bike finance approved online

4) Finance approved

Once approved, we'll ship your new electric bike fully setup, charged & ready to ride. 


The boring stuff / representative examples and terms:
The Typical 0% APR finance option is not available for products on sale or special offer. Electric bikes on sale or special are only available with interest bearing finance. Written quotations on are available on request. Interest rates are subject to change without notice an will be confirmed before any payment is made.

Typical 0% APR. Loan amount £1,100 over 18 monthly repayments of £61.11, total amount repayable of £1,100

The UK Electric Bike Company Ltd is registered in England and Wales 08775019. Registered office: 12 Borelli Yard, Farnham, Surrey, GU9 7NU. The UK Electric Bike Company Ltd acts as a credit broker and only offers credit products from SecureTrust Bank PLC trading as V12 Retail Finance. The UK Electric Bike Company Ltd is authorised and regulated by the Financial Conduct Authority. Our firm reference number is 659966. Credit provided subject to age and status.