Spread the cost - Finance

Electric Bike Finance

Ride now, pay later

We offer finance deals through V12 finance. We have a selection of packages tailored specifically to your electric bike buying needs.

Flexible payments

Typical 0% APR finance deals are available for periods of 6 to 18 months depending on the total amount of credit required.

Good to know

Finance cannot be used in conjunction with any other offer, or cycle to work scheme and finance can only be used on electric bike purchases.

Checkout online

You can split the cost of your electric bike purchase with our finance options right now on our website by following these simple steps:

Checkout in 4 simple steps

1. Shop For Your Bike

Add your electric bike to the basket, along with any accessories you require.

2. Choose Your Terms

Select 'V12 Finance' at the checkout and choose your payment terms.

3. Fill In Application

Fill in a few questions about yourself to complete your finance application online.

4. Finance Approved

Once approved, we'll ship your new electric bike fully setup, charged & ready to ride.

0% Finance Example

This example shows the repayments on a 0% interest rate, with a deposit of £500 and the remaining balance split on credit over 18 months.

Our finance offers no hidden costs or arrangement fees.

Bike Cost: £3199
Deposit: £500
Loan Value: £2699.99

Repayments: £149 p/m over 18 months.

We also offer eBike finance packages from 24 to 48 months at 15.9% APR (interest rate may vary).

See examples on any bike page by clicking on the finance example (next to the price). Here you can select your preferred options, including your deposit and payment terms. This will calculate the monthly payments & any costs involved.

The boring stuff

The Typical 0% APR finance option is not available for products on sale or special offer. Electric bikes on sale or special are only available with interest bearing finance. Written quotations on are available on request.

Subject to change

Interest rates are subject to change without notice an will be confirmed before any payment is made. Typical 0% APR. Loan amount £1,100 over 18 monthly repayments of £61.11, total amount repayable of £1,100

Important information

The UK Electric Bike Company Ltd is registered in England and Wales 08775019. Registered office: 12 Borelli Yard, Farnham, Surrey, GU9 7NU. The UK Electric Bike Company Ltd acts as a credit broker and only.

We offer credit on products from SecureTrust Bank PLC trading as V12 Retail Finance. The UK Electric Bike Company Ltd is authorised & regulated by the Financial Conduct Authority. Our firm reference number is 659966. Credit provided subject to age and status.