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Checkout in 4 simple steps
0% Finance Example
This example shows the repayments on a 0% interest rate, with a deposit of £500 and the remaining balance split on credit over 18 months:
Bike Cost: £3199
Deposit: £500
Loan Value: £2699.99
Repayments: £149 p/m over 18 months.
0% available on 6-24 month terms.
We also offer longer finance packages on 36 & 48 months at 14.9% APR (interest rate may vary).
Best sellers on finance
Here are some popular electric bikes other customers have purchased using V12 finance to spread the cost.
This will calculate the monthly payment amounts for you based on the bike page you are on and the deposit amount selected.
You can use this handy calculator on any bike page, it's easier to see what the monthly amounts will be here at a quick glance as opposed to actually processing right through the checkout and placing an order.
On any bike product page, click the ‘Find out more’ button on the V12 Retail Finance banner.
You can select your preferred deposit amount by sliding the bar up and down.
Note a deposit is required, this can be a minimum of 20% up to a maximum of 50% deposit.
Buying an electric bike is one of the best ways to make commuting, leisure riding, and everyday travel easier and more enjoyable. At e-bikeshop.co.uk, we understand that electric bikes are a significant investment, which is why we offer flexible finance options to help spread the cost. Purchasing an e-bike on finance allows you to ride sooner while paying in affordable monthly instalments. Electric bikes vary in price depending on factors such as motor type, battery capacity and specification. Using finance makes high-quality electric bikes more accessible, allowing you to choose a model that truly suits your needs rather than compromising on features. By spreading the cost, many customers find they can afford a better-spec electric bike that will perform better and last longer over time. Personal finance is only available to individuals and not for purchases via a business.
We offer electric bike finance through V12, a trusted UK finance provider, with options available on all of our eBikes. Customers can choose from a range of repayment terms, including interest-free options on selected plans. This means you may be able to spread the cost of your electric bike with 0% APR (periods from 6 - 24 months), paying only the bike’s price over the agreed period. Or you may wish to split the cost over longer periods (up to 48 months) at a lower monthly cost with a % APR if you prefer.
Finance is available directly at checkout on our website, making the process straightforward and secure. A deposit is required (minimum 20% up to maximum of 50% deposit), with the remaining balance split into fixed monthly payments. Before applying for finance, it’s important to consider what monthly payment works best for you and to budget for essentials such as insurance and security. Because electric bikes are valuable, we recommend using our FREE 30 days insurance cover (opt-in at the cart) for your e-bike and using an insurance-approved lock. Our team can advise on suitable locks and accessories to help protect your investment.
Buying an electric bike on finance with e-bikeshop.co.uk is simple. Once you’ve chosen the electric bike that fits your riding style, you can select finance as your payment option during checkout. You’ll complete a short online application, and decisions are typically made quickly. Once approved, we’ll prepare your electric bike and arrange delivery (or collection from our store if you prefer), ensuring it's ready to ride. Financing your electric bike helps you manage your budget while enjoying all the benefits of e-bike ownership straight away. Monthly payments are predictable, making it easier to plan your finances.
At e-bikeshop.co.uk, we don’t just sell electric bikes—we support you throughout your ownership journey. From helping you choose the right e-bike to offering flexible finance options and ongoing support, we aim to make buying an electric bike simple, transparent, and stress-free. Our experienced team is always available to answer questions about finance, security, or choosing the right bike for your needs. Financing an electric bike through e-bikeshop.co.uk is a convenient way to spread the cost while enjoying a high-quality, reliable e-bike. With flexible repayment options, expert advice, and dedicated customer support, we make it easier to get on the road with confidence.
Fantastic service provided by the team at e-bikeshop.co.uk. Excellent comms, only took a couple of clicks of my mouse including arranging V12 finance, the bike arrived 97% built, 2% to put pedals on and 1% to twist bars into correct position. Thank You.
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